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Specialist
Claims Management
for Business Losses

Who We Are

Specialist Claims Management for Business Losses

At Claims4Business, we specialise in helping businesses recover financial losses caused by unforeseen events and unfair practices. With expertise in COVID-19 business interruption claims and business energy disputes, we provide professional claims management services tailored to your business’s unique needs.

As part of the MFN Claims family, Claims4Business is dedicated to providing a transparent, efficient, and client-focused service, ensuring businesses receive the compensation they are rightfully owed.

Our Services

Business Interruption Claims (COVID-19)

The Issue: The COVID-19 pandemic caused unprecedented disruption, leaving many businesses facing significant financial losses. Despite having business interruption insurance, numerous claims were unfairly denied or delayed by insurers.

How We Help: We review your business interruption policy to assess whether coverage should have been provided.
Our team works to challenge unfair denials and delays, ensuring your business is compensated for its losses.
We handle every stage of the claims process, allowing you to focus on running your business.

Business Energy Claims

The Issue: Many businesses have been overcharged or mis-sold energy contracts, resulting in inflated costs that directly impact profitability.

How We Help: We analyse your energy contracts and billing records to identify overpayments or hidden fees.
Our team investigates supplier practices to uncover contract breaches or unethical behaviour.
We manage the claims process to recover refunds or compensation, helping your business regain control of its energy costs.

Why Choose Claims4Business?

Business Expertise

Our team understands the complexities of business claims and works diligently to secure the best outcomes for our clients.

Tailored Solutions

Every business is unique, and we provide bespoke claims management services designed to address your specific challenges and requirements.

Professional Representation

We collaborate with expert solicitors to ensure your claim is handled with precision and expertise.

Transparent and Ethical Service

We operate with complete transparency, keeping you informed throughout the claims process and setting realistic expectations.

Business Interruption Claims (COVID-19)

Helping Businesses Recover Losses Caused by the Pandemic

Understanding Business Interruption Claims

The COVID-19 pandemic had a profound impact on businesses across the UK, causing widespread financial losses due to forced closures, supply chain disruptions, and reduced customer demand. Many businesses turned to their business interruption insurance policies for financial support, only to face rejections or delays from insurers.

At Claims4Business, we specialise in helping businesses navigate the complexities of business interruption claims. Our team is dedicated to ensuring businesses receive the compensation they are entitled to under their insurance policies.

Common Issues with COVID-19 Business Interruption Claims

Policy Exclusions

Many insurers argued that their policies did not cover losses related to pandemics, even when policyholders believed they were protected.

Unclear Wording

Vague or inconsistent language in policy documents created confusion about what was covered, leading to disputes between insurers and policyholders.

Delays and Rejections

Even valid claims were subject to lengthy delays or outright rejections, leaving businesses without the support they needed during a critical time.

How Claims4Gain Can Help

How We Help

Policy Review
Our team conducts a thorough review of your business interruption insurance policy to determine whether your losses should be covered.

Challenging Rejections
We identify instances where insurers have unfairly denied or delayed claims and build a strong case to challenge these decisions.

Legal Expertise
Working with a panel of specialist solicitors, we ensure your claim is supported by expert legal advice and representation.

Claim Management
From submitting your claim to negotiating with insurers, we handle the entire process, keeping you informed and supported every step of the way.

What Can Be Covered?

If your claim is successful, you may be entitled to compensation for:

Lost revenue during the period of disruption.

Fixed expenses, such as rent, utilities, and staff wages.

Costs associated with adapting your business to operate during the pandemic, such as PPE or delivery services.

Why Choose Claims4Business?

Specialist Knowledge

Our team has extensive experience handling COVID-19 business interruption claims and navigating the complexities of insurance policies.

Tailored Support

We understand that every business is unique, and we provide personalised guidance to address your specific challenges.

Professional Representation

By collaborating with leading solicitors, we ensure your claim is handled with expertise and precision.

Transparent Service

We are committed to providing clear, honest communication throughout the claims process, setting realistic expectations from the start.

Business Energy Claims

Exposing Undisclosed Commissions and Recovering Your Business’s Losses

Understanding Undisclosed Commissions in Business Energy Contracts Energy brokers play a key role in arranging energy contracts for businesses.

While brokers are expected to provide impartial advice and secure the best deals, many have prioritised their own profits by accepting undisclosed commissions from energy suppliers.

These hidden payments often result in inflated costs for businesses, leaving you paying far more than you should. At Claims4Business, we specialise in investigating cases of undisclosed commissions in business energy contracts and helping businesses recover their losses.

How Undisclosed Commissions Impact Your Business

Inflated Energy Costs

Brokers may recommend contracts with higher rates to maximise their commission, increasing your overall energy expenditure.

Lack of Transparency

Many businesses are unaware that their broker has received a commission from the energy supplier, leading to a lack of trust in the advice provided.

Misaligned Recommendations

Instead of securing the best deal for your business, brokers may prioritise contracts that benefit them financially, leaving you with unsuitable or costly agreements.

Common Issues with Business Energy Contracts

Undisclosed Referral Fees

Brokers failing to disclose the commissions they earn from energy suppliers.

Mis-Sold Tariffs

Businesses being placed on contracts that don’t suit their energy needs or usage patterns.

Complex Contract Terms

Small print and unclear terms that make it difficult to understand what you’re paying for and why.

Automatic Renewals

Rolling over to new contracts with inflated rates, often without proper notification or consent.

How We Help

Contract Analysis

We thoroughly review your energy contracts and billing records to identify evidence of undisclosed commissions or unfair terms.

Supplier and Broker Investigation

Our team investigates the practices of your broker and supplier to uncover conflicts of interest, hidden fees, or mis-sold agreements.

Specialist Legal Support

Partnering with leading solicitors, we ensure your case is built on strong legal grounds and supported by expert representation.

Claims Management

From gathering evidence to negotiating with brokers and suppliers, we manage the entire claims process, ensuring your business gets the compensation it deserves.