Claims4gain

0333 305 0999

Mis-sold Investments

/ˌmɪs ˈsəʊld ɪnˈvɛstmənts/
noun
Definition:

Financial products or schemes that have been sold to individuals or organisations

under misleading, incomplete, or unsuitable terms, often resulting in financial loss or dissatisfaction.

Example:

"After realising their pension plan was part of a mis-sold investment, they sought legal advice to recover their losses."

1. High-Risk Investments

What They Are: Products such as shares, cryptocurrency, or other speculative investments that carry a high risk of financial loss
How You Could Have Been Mis-Sold: If you were advised to invest in high-risk products that didn’t align with your financial situation or risk tolerance, or if you weren’t informed of the risks involved, you may have been mis-sold.
How We Can Help: Our expert team will assess whether proper advice was given and if the risks were adequately disclosed. We’ll work to recover your losses and hold the responsible parties accountable.

2. Unregulated Investments

What They Are: Investments in unregulated schemes such as overseas property developments, mini-bonds, or alternative assets.
How You Could Have Been Mis-Sold: If your adviser recommended unregulated investments without warning you of the lack of protection from the Financial Services Compensation Scheme (FSCS), you might have a claim.
How We Can Help: We’ll investigate your case, gather evidence, and work to recover your losses from the financial adviser or institution that mis-sold the product.

3. Pension Transfers

What They Are: Transfers from a workplace or defined benefit pension scheme into private pensions or self-invested personal pensions (SIPPs).
How You Could Have Been Mis-Sold: If you were advised to transfer your pension without being fully informed of the risks or potential loss of valuable benefits, you could have been mis-sold.
How We Can Help: Our team will review the advice you were given and liaise with specialist solicitors to recover your financial losses.

4, Structured Products

What They Are: Financial products with returns linked to the performance of an underlying asset, such as the stock market.
How You Could Have Been Mis-Sold: If the risks were not clearly explained or the product was unsuitable for your needs, you might have been mis-sold.
How We Can Help: We’ll analyse your investment agreement and fight to recover your money if you were given inadequate or misleading advice.

5. Over-Concentration of Investments

What They Are: Investing too much of your money into one product or market, leaving you vulnerable to significant losses.
How You Could Have Been Mis-Sold: If your adviser failed to diversify your investments or concentrated your portfolio in high-risk areas, you might have a claim.
How We Can Help: We’ll evaluate your investment portfolio to determine whether the advice you received was negligent and seek compensation for your losses.

6. Non-Disclosure of Fees or Commission

What They Are: Hidden fees or commissions paid to financial advisers or brokers without your knowledge.
How You Could Have Been Mis-Sold: If you were not informed about all costs associated with your investment, this could constitute mis-selling.
How We Can Help: We’ll identify any undisclosed fees and help you recover the money owed to you.

You may have been mis-sold if:

At Claims4gain, we are experts in mis-sold investment claims. Here’s how we work to get you the compensation you deserve:

Free Case Review: We assess your financial agreements for signs of mis-selling.
Tailored Evidence Gathering: Contracts, advice records, and correspondence are reviewed.
Expert Legal Representation: Partnering with solicitors, we pursue compensation for your losses.
Guidance Every Step of the Way: Our team ensures you’re supported throughout the process.